VA

VA Mortgages

Our veterans are the backbone of our great nation. Their sacrifices help keep this country safe, and we want to show our appreciation for all they have done. That’s why we offer VA mortgages (US Department of Veterans Affairs) for veterans in York and the surrounding areas who want to buy a home. By making the process more accessible and affordable, we hope to assist more veterans with getting the housing they need and deserve.

If you are a U.S. military veteran, Traditions Mortgage, a division of York Traditions Bank. offers VA mortgages with competitive rates and terms, and low or no down payment.

This is one of several different types of loans offered at our York, Hanover and Camp Hill offices. We also offer other residential mortgage products, plus commercial mortgages, personal loans and more.

What Is a VA Mortgage?

VA mortgages are offered through the federal government to those who have served in the regular United States military, reserves or National Guard. They provide money for housing at a lower cost to veterans as a way to thank them for their service. Unique features of this type of mortgage include:

  • Reduced closing costs for veterans
  • No down payment for veterans (as long as the appraisal value of the property is lower than or equal to the purchase price)
  • Prevents lenders from penalizing the veteran if they pay off their loan early
  • Allows veterans to avoid monthly private mortgage insurance payments

What Can You Buy With a VA Mortgage?

Veterans can purchase a range of different housing styles when they use a VA mortgage including homes or condominiums.

Talk to our Traditions mortgage partners in our York, Hanover and Camp Hill offices. They can discuss the many options available and determine the best loan program for your unique situation.

Check Out Our Low VA Mortgage Rates in Our York, Hanover and Camp Hill Locations

When you secure a mortgage from Traditions Mortgage, our in-house team handles the underwriting, processing and closing of the VA loan. This offers a unique and personable experience that allows you to streamline your communications and makes the entire process more convenient.

Traditions Mortgage also believes in the importance of community, and we appreciate and value our local veterans. Thank you for your contributions to our country. We would find it an honor to help you make your dreams of home ownership come true.

Let us find a mortgage rate you can afford. Get in touch with Traditions Mortgage today to discuss our VA loan rates in one of our York, Hanover or Camp Hill locations. Stop by to ask questions, or to begin your online application today.