Deposit Rates

Interest Rates on Personal Deposit Accounts
Interest Rates and Annual Percentage Yield (APY) accurate as of February 21, 2017

    Checking with Interest

    BalanceInterest RateAPY
    $0.01 to $99,999.990.010.01
    $100,000.00 & Over0.010.01
    Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

    PowerUp Checking

    BalanceInterest RateAPY*
    Balances Up to $20,000.001.241.25
    Balances Over $20,000.000.011.25 - 0.11
    *Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following transaction requirements per statement period: at least 15 debit card purchases and at least one direct deposit or automatic payment from your account, along with enrolling in e-statement. If these transaction requirements are not met, the APY will be 0.01% on all balances in the account for the statement period.
    Minimum deposit required to open account is $100.

    Statement Savings

    BalanceInterest RateAPY
    $0.01 to $99,999.990.050.05
    $100,000.00 & Over0.050.05
    Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

    Retail and IRA Money Market

    BalanceInterest RateAPY
    $0.01 to $9,999.990.200.20
    $10,000.00 to $24,999.990.250.25
    $25,000.00 to $74,999.990.250.25
    $75,000.00 to $249,999.990.250.25
    $250,000.00 & Over0.350.35
    Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

    CD's** and IRA's

    7-31 Day (for CDS only)0.100.10
    3 Month CD/IRA0.200.20
    6 Month CD/IRA0.250.25
    12 Month CD/IRA (1)0.700.70
    18 Month CD/IRA1.101.10
    24 Month CD/IRA1.191.20
    30 Month CD/IRA1.241.25
    36 Month CD/IRA1.341.35
    48 Month CD/IRA1.391.40
    60 Month CD/IRA1.591.60
    **The minimum balance to open a CD and obtain the APY is $500.
    Substantial penalty for early withdrawal.
    (1) For IRA, may add additional deposits during one-year term.

    Personal Loan Rates