Deposit Rates

Interest Rates on Personal Deposit Accounts
Interest Rates and Annual Percentage Yield (APY) accurate as of April 18, 2018

Checking with Interest

Balance Interest Rate APY
$0.01 to $99,999.99 0.05 0.05
$100,000.00 & Over 0.10 0.10
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

PowerUp Checking

Balance Interest Rate APY*
Balances Up to $20,000.00 2.96 3.00
Balances Over $20,000.00 0.05 3.00 - 0.29
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following transaction requirements per statement period: at least 15 debit card purchases and at least one direct deposit or automatic payment from your account, along with enrolling in e-statement. If these transaction requirements are not met, the APY will be 0.05% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.

Statement Savings

Balance Interest Rate APY
$0.01 to $49,999.99 0.10 0.10
$50,000.00 & Over 0.15 0.15
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

Retail and IRA Money Market

Balance Interest Rate APY
$0.01 to $9,999.99 0.20 0.20
$10,000.00 to $24,999.99 0.30 0.30
$25,000.00 to $74,999.99 0.40 0.40
$75,000.00 to $249,999.99 0.75 0.75
$250,000.00 & Over 1.00 1.00
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

CD's** and IRA's

Term Interest Rate APY
7-31 Day (for CDS only) 0.10 0.10
3 Month CD/IRA 0.20 0.20
6 Month CD/IRA 0.35 0.35
12 Month CD/IRA (1) 1.59 1.60
18 Month CD/IRA 1.79 1.80
24 Month CD/IRA 1.99 2.00
30 Month CD/IRA 2.18 2.20
36 Month CD/IRA 2.38 2.40
48 Month CD/IRA 2.38 2.40
60 Month CD/IRA 2.43 2.45
**The minimum balance to open a CD and obtain the APY is $500.
Substantial penalty for early withdrawal.
(1) For IRA, may add additional deposits during one-year term.

Personal Loan Rates