Deposit Rates

Interest Rates on Personal Deposit Accounts
Interest Rates and Annual Percentage Yield (APY) accurate as of June 18, 2018

Checking with Interest

Balance Interest Rate APY
$0.01 to $99,999.99 0.05 0.05
$100,000.00 & Over 0.10 0.10
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

PowerUp Checking

Balance Interest Rate APY*
Balances Up to $20,000.00 2.96 3.00
Balances Over $20,000.00 0.05 3.00 to 0.52
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following account qualifications are met per statement cycle in order to earn the highest available APY: at least 15 posted Debit or Credit point-of-sale (POS) transactions using your York Traditions Bank Debit Card, at least one ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account, and use of a monthly e-statement. If these qualifications are not met, the APY will be 0.05% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.

Statement Savings

Balance Interest Rate APY
$0.01 to $49,999.99 0.10 0.10
$50,000.00 & Over 0.15 0.15
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

Retail and IRA Money Market

Balance Interest Rate APY
$0.01 to $9,999.99 0.20 0.20
$10,000.00 to $24,999.99 0.30 0.30
$25,000.00 to $74,999.99 0.55 0.55
$75,000.00 to $249,999.99 1.00 1.00
$250,000.00 & Over 1.24 1.25
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

CD's** and IRA's

Term Interest Rate APY
7-31 Day (for CDS only) 0.10 0.10
3 Month CD/IRA 0.20 0.20
6 Month CD/IRA 0.35 0.35
12 Month CD/IRA (1) 1.59 1.60
18 Month CD/IRA 1.79 1.80
24 Month CD/IRA 1.99 2.00
30 Month CD/IRA 2.18 2.20
36 Month CD/IRA 2.38 2.40
48 Month CD/IRA 2.38 2.40
60 Month CD/IRA 2.43 2.45
**The minimum balance to open a CD and obtain the APY is $500.
Substantial penalty for early withdrawal.
(1) For IRA, may add additional deposits during one-year term.

Personal Loan Rates