Deposit Rates

Interest Rates on Personal Deposit Accounts
Interest Rates and Annual Percentage Yield (APY) accurate as of November 22, 2017

Checking with Interest

Balance Interest Rate APY
$0.01 to $99,999.99 0.05 0.05
$100,000.00 & Over 0.10 0.10
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

PowerUp Checking

Balance Interest Rate APY*
Balances Up to $20,000.00 1.98 2.00
Balances Over $20,000.00 0.05 2.00 - 0.21
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following transaction requirements per statement period: at least 15 debit card purchases and at least one direct deposit or automatic payment from your account, along with enrolling in e-statement. If these transaction requirements are not met, the APY will be 0.05% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.

Statement Savings

Balance Interest Rate APY
$0.01 to $49,999.99 0.05 0.05
$50,000.00 & Over 0.10 0.10
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

Retail and IRA Money Market

Balance Interest Rate APY
$0.01 to $9,999.99 0.20 0.20
$10,000.00 to $24,999.99 0.25 0.25
$25,000.00 to $74,999.99 0.30 0.30
$75,000.00 to $249,999.99 0.45 0.45
$250,000.00 & Over 0.60 0.60
Interest rates subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.

CD's** and IRA's

Term Interest Rate APY
7-31 Day (for CDS only) 0.10 0.10
3 Month CD/IRA 0.20 0.20
6 Month CD/IRA 0.25 0.25
12 Month CD/IRA (1) 0.90 0.90
18 Month CD/IRA 1.49 1.50
24 Month CD/IRA 1.59 1.60
30 Month CD/IRA 1.69 1.70
36 Month CD/IRA 1.74 1.75
48 Month CD/IRA (2) 1.99 2.00
60 Month CD/IRA 1.89 1.90
**The minimum balance to open a CD and obtain the APY is $500.
Substantial penalty for early withdrawal.
(1) For IRA, may add additional deposits during one-year term.
(2) Maximum CD amount is $250,000 per household.

Personal Loan Rates