Personal Mobile Deposit

Make a deposit using the camera in your mobile phone!

Remember when you had to come to us to make a deposit? Not any more!  Bank when and where you want with Mobile Deposit. All you need is a web-enabled phone with a camera. It’s secure, and making a deposit is as easy as taking a picture.

Enroll in Mobile Banking and install the Mobile Banking App today to experience the ease and convenience of mobile deposit.

Find out more about Mobile Deposit by watching the video tutorial on the bottom left (under the menu bar), or by reading through our Frequently Asked Questions below!


York Traditions Bank Mobile Deposit Frequently Asked Questions

How does York Traditions Bank Mobile Deposit work?

If you have an iPhone®, iPad®, or Android™ smartphone or tablet, simply download the application. Then, log in and click Deposits. You’ll key in the amount of the deposit, and take a picture of the front and back of the check. After uploading the images, you’ll receive a confirmation that the deposit is Pending.

What types of checks can be processed through Mobile Deposit?

Most personal and business U.S. checks can be processed through Mobile Deposit. Checks from Canada and other foreign countries, food stamps, savings bonds and poor image quality checks must be deposited traditionally. York Traditions Bank’s per check limit is $2,500. The daily deposit limit is $5,000.

How secure is Mobile Deposit?

Mobile Deposit is very secure. It features multiple layers of security, giving your account and check data the highest level of safety available.

When can electronic deposits be issued to York Traditions Bank?

You can transmit mobile deposits to your York Traditions Bank personal checking, savings, or money market accounts 24-hours a day, 7-days a week including weekends and holidays, with the exception of our routine maintenance downtime.

When will deposits be posted into my account?

Checks transmitted before 4 pm on a business day will be deposited after 6pm the same day. Checks transmitted after 4 pm any day will be deposited after 6pm the following business day.

What should I do with the original paper checks after deposits are made?

York Traditions Bank suggests that you store your original checks for a minimum of 7 days prior to being destroyed. At the very least, keep the paper check until you confirm that the status of your deposit has been changed from Pending to Accepted within your Deposit History. (See previous question for when the deposit should post to your account.)

How do I prevent checks from being scanned and deposited twice?

The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question. Also, York Traditions Bank requires that you endorse the back of the check with “For Mobile Deposit Only” as a precaution.

How do I know the image quality is acceptable?

The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you’ll be asked to retake the photo.