Personal Checking

PowerUp Checking

Forget the fees. PowerUp pays YOU! PowerUpChecking_Logos It’s an innovative checking account that turns your debit card purchases and a few clicks of your mouse into an unexpected interest rate!

  • NO Minimum Balance Requirement
  • NO Monthly Service Fees
  • FREE Online Banking
  • FREE Bill-Pay
  • FREE Mobile Banking#
  • FREE Mobile Deposit
  • FREE Unlimited Check Writing
  • NO YTB Charge on any foreign ATM withdrawals
  • Member of the MoneyPass® surcharge-free ATM network

Account qualifications per statement cycle in order to earn the highest available APY*:

  • At Least 15 posted Debit or Credit Point of Sale (POS) purchases using your York Traditions Bank Debit Card
  • At Least One ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account
  • Use of a Monthly E-Statement
  • A Valid Email Address
New qualifying cycle begins each statement period. For Personal Accounts Only. #Standard data and text messaging rates may apply.

Here’s the Current Rate as of August 8, 2018: 

PowerUp Checking

Balance Interest Rate APY*
Balances Up to $20,000.00 2.96 3.00
Balances Over $20,000.00 0.05 3.00 to 0.52
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following account qualifications are met per statement cycle in order to earn the highest available APY: at least 15 posted Debit or Credit point-of-sale (POS) transactions using your York Traditions Bank Debit Card, at least one ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account, and use of a monthly e-statement. If these qualifications are not met, the APY will be 0.05% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.

PowerUp Checking Contact Form

Would you like to learn more about PowerUp Checking? Complete the form below and we'll be happy to call or email you to explain how this interest-earning, no-fee checking account can work for you!


Basic Checking

Our Basic Checking account has no minimum balance requirement. A monthly service fee of $12.00 is avoided with at least one ACH Credit/Direct Deposit per statement cycle.  Transactions at ATMs within the MoneyPass® network are surcharge-free.


Checking with Interest

Our Checking with Interest account offers tiered competitive interest rates that begin with a balance of $0.01. This account has unlimited check writing, and with a $1,000 minimum balance, there’s no monthly service fee. If you’re not able to maintain the minimum balance, the monthly service fee is only $12 and you’re still earning interest on your balance. Point of Sale transactions with a York Traditions MasterCard MasterMoney™ Debit Card are free, and you won’t pay a YTB fee for any foreign ATM transactions. In addition, York Traditions Bank is part of the surcharge-free MoneyPass® ATM network. Free financial consultation upon request. In addition, you may qualify for the following:

Relationship Benefits
Minimum balance for Checking with Interest is waived, a monthly service fee of $12 is avoided, and a 50% discount on safe deposit box rental is given if your account is linked to one of the following:

  • Savings balance of $2,500 or more
  • Certificate of Deposit balance of $10,000 or more
  • Total Personal Loan balance of $15,000 or more
  • Any combination of the above, plus Money Market balances, for a total of $15,000 or more

Traditions Privileges
Checking With Interest account owners, age 50 and older qualify for free specialty checks and a 50% discount on safe deposit rentals.

Check our current rates