Forget the fees. PowerUp pays YOU! It’s an innovative checking account that turns your debit card purchases and a few clicks of your mouse into an unexpected interest rate! It looks like a checking account, but pays like a CD!
Here’s How It Works:
- NO Minimum Balance Requirement
- NO Monthly Service Fees
- FREE Online Banking
- FREE Bill-Pay
- FREE Unlimited Check Writing
- NO YTB Charge on any foreign ATM withdrawals
- Member of the MoneyPass® surcharge-free ATM network
- Requires at Least 15 posted Debit or Credit Point of Sale (POS) purchases using your York Traditions Bank Debit Card per Statement Period
- Requires at Least One ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account per Statement Period
- Use of a Monthly E-Statement
- New Qualifying Cycle Begins Each Statement Period
- For Personal Accounts Only
Here’s the Current Rate as of February 21, 2017:
|Balances Up to $20,000.00||1.24||1.25|
|Balances Over $20,000.00||0.01||1.25 - 0.11|
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following transaction requirements per statement period: at least 15 debit card purchases and at least one direct deposit or automatic payment from your account, along with enrolling in e-statement. If these transaction requirements are not met, the APY will be 0.01% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.
Our Basic Checking account has no minimum balance requirement. A monthly service fee of $12.00 is avoided with at least one ACH Credit/Direct Deposit per statement cycle. Transactions at ATMs within the MoneyPass® network are surcharge-free.
Checking with Interest
Our Checking with Interest account offers tiered competitive interest rates that begin with a balance of $0.01. This account has unlimited check writing, and with a $1,000 minimum balance, there’s no monthly service fee. If you’re not able to maintain the minimum balance, the monthly service fee is only $12 and you’re still earning interest on your balance. Point of Sale transactions with a York Traditions MasterCard MasterMoney™ Debit Card are free, and you won’t pay a YTB fee for any foreign ATM transactions. In addition, York Traditions Bank is part of the surcharge-free MoneyPass® ATM network. Free financial consultation upon request. In addition, you may qualify for the following:
Minimum balance for Checking with Interest is waived, a monthly service fee of $12 is avoided, and a 50% discount on safe deposit box rental is given if your account is linked to one of the following:
- Savings balance of $2,500 or more
- Certificate of Deposit balance of $10,000 or more
- Total Personal Loan balance of $15,000 or more
- Any combination of the above, plus Money Market balances, for a total of $15,000 or more
Checking With Interest account owners, age 50 and older qualify for free specialty checks and a 50% discount on safe deposit rentals.