Preferred Points Personal Card

(This card is only available through Visa®.)


  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at
  • Rental car collision damage waiver protection
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.


  • No annual fee
  • Low introductory rate for the first six months*
  • Competitive ongoing APR*
  • 25-day interest-free grace period on all purchases
  • Cash advances can be made for up to 50% of the credit line
  • To view or redeem points, visit or call 866-678-5191


Other fees may be charged. These fees are listed on the downloadable application.


*Please see application for information about current APRs and fees.