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PHFA Mortgages

Loan programs that offer competitive interest rates and low closing costs to qualified borrowers.

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Government Loans

FHA VA PHFA USDA
PHFA Mortgages

PHFA (PA Housing Finance Agency) Mortgages

If you are a first-time homebuyer and fall within certain income guidelines, Traditions Mortgage can offer a PHFA mortgage (Pennsylvania Housing Financing Agency) through the Keystone Home Loan Program.

  • Minimum borrower contribution can be as low as $1000
  • Fixed interest rate for entire term
  • Conventional, FHA, VA and RD loan types
  • Second mortgages eligible for qualified borrowers
  • Keystone Advantage Assistance loans with 0% interest rate are available with this loan to qualified buyers.

Interest rate and APR subject to PHFA funding. For qualified buyers only.

Please contact a Traditions Mortgage Partner to find out if you are eligible to take advantage of this program.

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