Please note new hours at select branches: Effective December 2, 2019, the drive-through will close at 5 p.m. Monday through Thursday at our Susquehanna Trail and Eisenhower Drive locations.
FHA (Federal Housing Administration) Home Mortgages
Are you considering buying a house? Whether you’ve purchased a home previously or are doing it for the first time, nothing compares to the excitement of finding a house you love and dreaming about how you will make it your own. Traditions Mortgage, a Division of York Traditions Bank, can help you make those dreams become a reality.
Traditions Mortgage offers FHA (Federal Housing Administration) mortgage loans that provide a low down payment and the ability to finance some of the closing costs. FHA loans have no maximum income limits and are available to most homebuyers.
We can walk you through the application process, discuss FHA mortgage rates and explain the terms of your loan when you visit one of our York, Hanover or Camp Hill, PA locations. Traditions Mortgage believes that getting a mortgage should be a transparent, straightforward process. We strive to make you feel comfortable every step of the way when you work with us to secure your FHA mortgage.
What is FHA?
The Federal Housing Administration was formed in 1934 in the midst of the Great Depression to make it easier for people to buy houses. The FHA more recently became a source of mortgage financing, which helps to steady the mortgage market. FHA is the only government agency that operates entirely from its self-generated income and costs the taxpayers nothing. The proceeds from the mortgage insurance collected is used to operate the program. In other words, other FHA homeowners have helped to make it possible for you to take advantage of this product. In turn, you will help others if you are an FHA loan customer.
The Benefits of Securing FHA Mortgage Loans at Traditions Mortgage
When you secure a mortgage from Traditions Mortgage, our in-house team handles the underwriting, processing and closing of the FHA loan. This offers a unique and personable experience that allows you to streamline your communications and makes the entire process more convenient. You can rest assured we’ll take care of all of the details, while keeping you informed and involved.
You can also feel good about working with a mortgage company with strong local ties. We believe in supporting local small businesses, and we love being a part of our community. Our associates get to know our customers and provide the type of support you want from anyone who has your financial best interests at heart.
We Want to Be Your FHA Lenders in York, Hanover and Camp Hill, PA
York Traditions Bank was founded in 2002 with you in mind. We are a community-focused bank that loves forming connections with our customers and seeing how we can help them achieve their financial goals, such as home ownership. When you put your trust in us for a mortgage or a personal loan, we’ll work hard to show you just how much we appreciate your business.
Together, our senior management team boasts more than 200 years of experience. That has helped us build a bank that offers the knowledge you need and the outstanding attention to detail you desire.
When you’re ready to buy a home, look to Traditions Mortgage first. We would appreciate the opportunity to help you secure an FHA mortgage. Get in touch with Traditions Mortgage today to discuss our FHA loan rates in one of our York, Hanover or Camp Hill locations. Stop by to ask questions, or to begin your online application today.