Mortgages
Trust your Hometown Lender with your Home Loan
Purchasing a home is one of the largest financial decisions you will ever make. It’s important to work with someone you trust who can offer the expertise and advice you need. Our experienced mortgage originators know the York County market and will work with you to find the right mortgage product to match your situation.
Whether you’re building a new home, purchasing an existing home, or refinancing your current mortgage, you can count on Traditions Mortgage to guide you through the mortgage process.
For additional details and information on our mortgage products, contact one of our Mortgage Partners.
Conventional Loans
Fixed-Rate Mortgages
For home buyers who want a steady, predictable interest rate for the life of the loan.
Adjustable-Rate Mortgages (ARMs)
For home buyers searching for lower initial interest rates or planning to sell or refinance shortly.
Construction / Permanent Loan
Perfect for new home builds, from construction to move-in day and beyond!
Swing / Bridge Loans
Short-term financing to help you bridge the gap between current and new mortgage loans.
Lot Loans
Secure the land to build the perfect home with a Traditions Mortgage Lot Loan.
Government Loans
FHA Mortgages
Qualified borrowers enjoy a low down-payment and the ability to finance some of the closing costs.
VA Mortgages
Competitive rates and terms, and low or no downpayment, for U.S. military veterans.
PHFA Mortgages
Loan programs that offer competitive interest rates and low closing costs to qualified borrowers.
USDA Mortgages
Provides up to 100% financing for qualified home owners in rural areas with low to moderate incomes.