Business Mobile Banking
Business doesn’t stop just because you’re away from the office, and some of those important financial decisions can’t really just wait until you get back. That’s why York Traditions Bank Business Mobile Banking can be such a crucial tool for you and your company. No matter where you are, Business Mobile Banking provides:
Financial Management Tools
- Check Account Balances.
- Review transfers & payments.
- Approve Transactions.
- Deposit Checks on the go.
Strong Fraud Prevention
- Control large transfers of money.
- Help identify suspicious activity.
- Stop fraudulent transactions before they ever happen.
Business Mobile Banking puts the power of financial management and supervision right into your hands…wherever you are, whenever you choose.
Message and Data charges from your telecommunications provider may apply.
Find out more about Mobile Banking by watching the video tutorial on the left side of this page, or by reading through our Frequently Asked Questions below!
York Traditions Bank Business Mobile Banking Frequently Asked Questions
What is Business Mobile Banking?
Business Mobile Banking is our mobile service that brings business banking to your phone.
What can I do with Business Mobile Banking?
Business Mobile Banking allows you to:
- Review account history balances
- Pay bills
- Review transfers and payments
- Approve transactions
- Deposit checks on the go
What phones are supported for Business Mobile Banking?
Apple iPhone® and all phones using the Android™ operating system are supported. The specific app for each operating system can be found at their respective app store.
Is Business Mobile Banking secure?
Business Mobile Banking uses state-of-the-art encryption and login security to protect your accounts. In addition, Business Mobile Banking applies all user permissions assigned in the online version of your business banking to mobile access.
How can I make a deposit using Business Mobile Banking?
If you have an iPhone® or Android™ smart phone, simply download the application. Then, log in. Endorse the back of the check with your signature and “For Mobile Deposit Only to York Traditions Bank.” Then key in the amount of the deposit, and take a picture of the front and back of the check. That’s it! Within seconds of uploading the transaction, you’ll receive a confirmation that the deposit was received successfully.
What types of checks can be processed through Business Mobile Banking?
Most personal and business U.S. checks can be processed through Business Mobile Banking. Checks from Canada and other foreign countries, savings bonds and poor image quality checks must be deposited traditionally. York Traditions Bank’s per check limit is $10,000. The daily deposit limit is $25,000.
When can electronic deposits be issued to the financial institution?
You can transmit mobile deposits to the financial institution 24-hours a day, 7-days a week including weekends and holidays, with the exception of any periodic maintenance downtime.
When will deposits be posted into my account?
Deposits received electronically are processed within one business day. If an image of an item you transmit via Mobile Deposit is received before 4:00 pm EST and accepted before 6:00 pm EST on a business day that we are open, we consider that day to be the day of your deposit. Contact York Traditions Bank for details.
What should I do with the original paper checks after deposits are made?
Before being destroyed, original checks should be stored for a minimum of 7 days after verifying the deposit is accepted.
How do I prevent checks from being scanned and deposited twice?
The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question. Also, you must endorse the back of the check with “For Mobile Deposit Only to York Traditions Bank”.
How do I endorse the checks I am depositing using Mobile Deposit?
Beginning July 1, 2018, the Federal Reserve requires all mobile deposit endorsements to contain the name of the institution to which the deposit is being made. This will prevent a check from being inadvertently deposited more than once to multiple institutions. When submitting a mobile check deposit, you must endorse the back of each check with your signature and “For Mobile Deposit Only to York Traditions Bank” or the deposit will be rejected.
How do I know the image quality is acceptable?
The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you’ll be asked to retake the photo.
Is there a charge for Mobile Banking or Mobile Deposit?
Business Mobile Banking is free to all York Traditions Bank Business Online Banking users. Business Mobile Deposit has a small fee of $.50 for each check deposited, no matter what the amount of the check.
If you have additional questions, contact York Traditions Bank for assistance.