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Earn Rewards

Choose from two business credit cards that help you earn points and bonus points.

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Business Credit Cards

Low Rate Cash Back Earn Rewards
Earn Rewards

Earn points. score rewards!

With York Traditions Bank Business Rewards credit cards, you’ll earn points and bonus points while making it easy to separate business expenses, manage cash-flow, and track spending for your company.

Visa® Business Real Rewards
york traditions bank visa credit card

More Choices. More value for your business.

Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There are no cap or limit on the Points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers. This card has no annual fee and comes with access to expense management tools and added security benefits.

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Rewards Program

  • Earn 1.5 Points for every eligible net $1 you spend.
  • No caps or limits on the Points you can earn, plus you have five years to redeem Points for rewards.2
  • 2,500 bonus rewards Points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings.

Business Card Benefits
Enjoy chip-enhanced acceptance and security, plus many valuable benefits and services including:

  • A convenient online expense management tool to help you organize and track your overall spending.
  • Free employee cards with individual credit limits.
  • Ability to have earned rewards points from employee card purchases added to the business owner’s Points total.
  • See Business Card Features and Benefits for a complete listing of all card benefits.

Special Offers
Introductory 0.00% APR for the first 6 billing cycles on purchases* and balance transfers.

Purchase APR
After that, a variable APR, currently 16.24% to 25.24%.* See the Terms and Conditions for complete details.

Annual Fee
No Annual Fee

Minimum Requirements
Applicant must be 18 years of age and have a U.S. address and Social Security number.

Frequently Asked Questions 


*The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. Balance transfer fees will apply.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

2 Rewards Points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus Points are awarded only on Authorized Officer purchases. Monthly net purchase bonus Points will be applied each billing cycle.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

Visa® Business Rewards Plus
york traditions bank visa credit card

Earn up to 3x Unlimited Rewards

Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline.1 Earn 1.5 points for every $1 spent on all other eligible net purchases. There’s no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers. Plus, this card gives you access to expense management tools and added security benefits.

Apply Now

Rewards Program

  • Earn 1.5 Points for every eligible net $1 you spend.
  • Earn 3 Points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline.
  • No caps or limits on the Points you can earn, plus you have five years to redeem Points for rewards.2
  • 20,000 bonus rewards Points after you spend $2,000 in the first 3 months3, redeemable for $200 cash back, merchandise, gift cards or travel savings.

Business Cardmember Benefits

Enjoy chip-enhanced acceptance and security, plus many valuable benefits and services including:

  • A convenient online expense management tool to help you organize and track your overall spending.
  • Free employee cards with individual credit limits.
  • Accumulate employee card rewards points to the business owner’s Points total.
  • See Business Card Features and Benefits for a complete listing of all card benefits.

Purchase APR
* See Terms and Conditions for complete details.

Annual Fee
First year free, then $99 annual fee

Minimum Requirements
Applicant must be 18 years of age and have a U.S. address and Social Security number.

Frequently Asked Questions 


We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1 Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account. You may earn additional points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.

2 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

3 Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. One-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. One time bonus points are awarded only on Authorized Officer purchases. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account. Monthly net purchase bonus points will be applied after each billing cycle.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

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