Overdraft Protection

Mistakes can happen. Protect your account from overdrafts by setting up this safety net.

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Things To Know About Overdraft Protection

Overdraft Protection

Overdraft Protection offers peace of mind

With our Overdraft Protection service, balances in your York Traditions Bank Savings, Money Market, and any of our personal checking accounts can be used to cover an unexpected shortfall in your personal checking account. It’s acts as a “safety net” to make sure you do not experience an embarrassing situation if there are insufficient funds in your account to cover checks and withdrawals made on that account. Overdrawing an account can also trigger an overdraft fee which can add up and cause even more headaches.

All York Traditions Bank Personal Checking accounts qualify for Overdraft Protection, but you must request this service and set up the details of which account should be used to cover the shortfall. While there is no charge to set up Overdraft Protection, there is a fee each time a transfer is initiated, but it is less costly than the NSF (non-sufficient funds) fees you may otherwise pay.

With York Traditions Bank Overdraft Protection, you’ll have peace of mind knowing your checks will be honored in the case of an unplanned situation, honest miscalculation, or oversight.

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