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The following items will be needed when you apply for a Consumer Loan with York Traditons Bank:
Employment / Income
- Last two years of W2’s (or 1099’s) for each borrower
- Most recent paystub with year-to-date earnings for each borrower
- Last two years of federal tax returns and all schedules (only needed if self-employed)
- For borrowers who are retired or on Social Security — two months of bank statements showing direct deposit of Social Security funds and one of the following: Social Security awards letter, current tax returns, or current 1099
- Last month statement(s) for all checking and savings accounts listed on application
Identification / Other Documents
- Copy of driver’s license(s) for each borrower (or other state or federally issued IDs)
- Homeowners insurance agent information or copy of the homeowner’s insurance declaration page
- Copy of the signed sales contract (only needed if a property purchase)
- Current real estate tax bills and copy of insurance with premium amount (only needed if a swing loan or lot loan)
Additional documentation may be required.