No matter what stage of life you are in, York Traditions Bank has products that will help you reach your financial goals. From a basic checking account to our unique interest-earning checking accounts, we’ll work with you to find just the right account or combination of accounts to meet your needs.
PowerUp Checking is an innovative checking account that turns your York Traditions Bank debit card purchases and a few clicks of your mouse into an unexpected interest rate!
Account qualifications per statement cycle in order to earn the highest available APY*:
*Annual Percentage Yield. New qualifying cycle begins each statement period. For Personal Accounts only. †Standard data and text messaging rates may apply.
| Balance | Interest Rate | APY* |
| Balances up to $20,000 | 2.23 | 2.25 |
| Over $20,000 | 0.05 | 2.25 to 0.40 |
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following account qualifications are met per statement cycle in order to earn the highest available APY: at least 15 posted Debit or Credit point-of-sale (POS) transactions using your York Traditions Bank Debit Card, at least one ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account, and use of a monthly e-statement. If these qualifications are not met, the APY will be 0.05% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.
Would you like to learn more about PowerUp Checking? Complete the form below and we’ll be happy to call or email you to explain how this interest-earning, no-fee checking account can work for you!
A monthly service fee of $12.00 is avoided with at least one ACH credit/direct deposit per statement cycle.
Our Checking with Interest account offers tiered competitive interest rates that begin with a balance of $0.01. A monthly service fee of $12.00 is avoided by maintaining a minimum balance of $1,000.
Relationship Benefits
Minimum balance for Checking with Interest is waived, a monthly service fee of $12.00 is avoided, and a 50% discount on safe deposit box rental is given if your account is linked to one of the following:
Traditions Privileges
Checking with Interest account owners age 50 and older qualify for free specialty checks and a 50% discount on safe deposit rentals.
| Balance | Interest Rate | APY* |
| $0.01 to $99,999.99 | 0.05 | 0.05 |
| $100,000 & Over | 0.10 | 0.10 |
*Annual Percentage Yield (APY) is subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.
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