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CDs & IRAs
What is a CD?
No matter your age, Certificates of Deposit and Individual Retirement Accounts offer predictable returns on your investment that can help you meet your short- and long-term financial goals. York Traditions Bank offers favorable rates and terms that will help you improve your initial investment in five years or less. We also offer outstanding Individual Retirement Accounts that can help you prepare for your eventual retirement.
Why invest in CDs?
A Certificate of Deposit is a lot like a savings account, but it offers a higher interest rate and has a fixed term of investment. You put a single deposit in for a predetermined amount of time, and when you remove it, you get a return on that investment. CDs can help you earn money for short-term goals, like a vacation or a down payment on a home. CDs are FDIC-insured, which makes them an attractive, low-risk option.
The excellent CD rates we provide at our Central PA locations make Certificates of Deposit a smart place to put any unplanned money you receive, such as a big tax return or inheritance. You can talk to us about our many options to see which one will reap the most benefits for you.
York Traditions Bank offers terms for CD’s from 7 days up to 60 months with competitive rates. With a minimum balance of only $500, it’s an excellent way to save for your future.
Note: Special Rate CD’s may have different terms and conditions.
Individual Retirement Accounts
We offer flexible IRA plans and in-house specialists who can jointly help to determine what investments are right for you. Traditional, Roth, and Spousal IRA’s can be opened using our competitive rate CD’s or a number of other products. Ask about our IRA Money Market Account, an ideal way to build retirement savings systematically either through payroll deduction or over-the-counter deposits with amounts as little as $10 or less.