Home Equity Loans & Lines of Credit

You've put a lot of work into your home. Now make your home work for you!

Apply for a Home Equity Line of Credit online!

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Home Equity Loans & Lines of Credit Personal Loans Auto Loans
Home Equity Loans & Lines of Credit

What is a Home Equity Line of Credit?

For those who want the convenience of a line of credit, a York Traditions Bank Home Equity Line of Credit is an easy way to use the equity in your home to purchase those items like a new vehicle or vacation, do home improvements, or pay for educational expenses. You may also choose to consolidate debt like personal loans and credit cards. The best part is, once you are approved, you can write your own loan whenever you need it. As you pay off your line, the money becomes available for you to use again and again. Two convenient payment options are available: Principal and Interest, or Interest Only.

If you like the predictability of a fixed rate, our HELOCK product allows you to “turn the key to lock your rate when you choose, on as much as you need to use!” It’s a convenient way to convert all or a portion of your variable-rate home equity line of credit balance to a fixed-rate term.

Apply Online

(Home Equity Line of Credit only)


What is a Home Equity Fixed Term Loan?

Turn the equity you have in your home into a ready source of credit for education, auto purchase, home improvements, or bill consolidation. With our Fixed Term Home Equity Loan you’ll have a fixed payment and a fixed interest rate for the term of the loan. When you have the payment automatically deducted from a York Traditions Checking account, you’ll receive a discount off the already competitive rate. We also offer a bi-weekly payment option. Ask one of our Loan Representatives for all of the details on Home Equity Fixed Term Loans today!

Contact one of our Personal Banking Relationship Managers today to start your application for a Home Equity Fixed Term Loan.


Whether you choose a Home Equity Loan or Home Equity Line of Credit, the interest you pay may be tax deductible. Be sure to consult with your tax advisor to see if you qualify.

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