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Pay Down Debt
Save on interest instead of earning rewards
With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and more quickly reducing the balances on your other credit cards.
Enjoy a longer intro rate with the Visa Platinum Card
This extended introductory offer allows you to save on interest and pay down your other credit card balances faster.
Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.1 See Consumer Card Features and Benefits for a complete listing of all card benefits.
Introductory 0.00% APR for the first 20 billing cycles on purchases. * and balance transfers.
After that, a variable APR, currently 13.49% to 23.49%.* See Terms and Conditions for complete details.
No Annual Fee
Applicant must be 18 years of age and have a U.S. address and Social Security number.
*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.