Pay Down Debt

Save on interest rather than earning rewards, and reduce your balances more quickly.

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Pay Down Debt

Save on interest instead of earning rewards

With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and more quickly reducing the balances on your other credit cards.

Visa® Platinum Card
york traditions bank visa credit card

Enjoy a longer intro rate with the Visa Platinum Card

This extended introductory offer allows you to save on interest and pay down your other credit card balances faster.

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Cardmember Benefits
Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.1 See Consumer Card Features and Benefits for a complete listing of all card benefits.

Special Offers
Introductory 0.00% APR for the first 20 billing cycles on purchases. * and balance transfers.

Purchase APR
After that, a variable APR, currently 13.49% to 23.49%.* See Terms and Conditions for complete details.

Annual Fee
No Annual Fee

Minimum Requirements
Applicant must be 18 years of age and have a U.S. address and Social Security number.

*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

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