Earn up to 4x Rewards with the Premier Rewards American Express
Earn rich rewards and get superior travel and lifestyle benefits with this chip-enhanced card.
- 4 points per $1 spent on eligible net restaurant purchases.1
- 3 points per $1 spent on eligible net airline purchases.
- 2 points for every $1 spent on eligible net gas station purchases.
- 1 point for every $1 spent on all other eligible net purchases.
- No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2
- 10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back).3
- Zero Fraud Liability4
- No Foreign Transaction Fees
Enjoy chip-enhanced acceptance and security, plus a variety of important features, including zero fraud liability4, rental car insurance, travel inconvenience insurance, and premium concierge service. See Consumer Card Features and Benefits for a complete listing of all card benefits. This Card is issued and administered by Elan Financial Services.
The APR on purchases is 15.99% to 24.99% based on your creditworthiness when you open your account. The APR on balance transfers is 15.99% to 24.99% based on your creditworthiness when you open your account. Purchase and Balance Transfer APRs will vary with the market based on the Prime Rate. Balance Transfer transaction fee of 3% of the amount of each transfer or $5 minimum, whichever is greater, will be applied. See the Terms and Conditions for complete details.
First year free, then $99 Annual Fee. See the Terms and Conditions for complete details.
Applicant must be 18 years of age and have a U.S. address and Social Security number.
Frequently Asked Questions