York Traditions Bank
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60-Month CD/IRA Rate
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Earn 1.60% APY*
On 60-Month CD/IRA CD

*APY (Annual Percentage Yield) accurate as of February 1, 2012. Minimum balance to open account is $500. A penalty may be imposed for early withdrawal >>

A Special York Traditions Offer!
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ATM Rebate
Use THEIR ATM and get a very special rebate...Up to $2.00 per transaction!
Get the full info here >>

FDIC INSURANCE

 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS -

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Personal Banking

Interest Rates


Interest Rates on Personal Accounts
Interest Rates and Annual Percentage Yield (APY) accurate as of February 1, 2012

Checking with Interest
Balance
Interest Rate
APY
$0.01 to $999.99
0.10
0.10
$1,000.00 to $9,999.99
0.10
0.10
$10,000.00 to $24,999.99
0.15
0.15
$25,000.00 to $49,999.99
0.15
0.15
$50,000.00 to $99,999.99
0.15
0.15
$100,000.00 & Over
0.20
0.20

Interest rates subject to change after account is opened.

Fees could reduce earnings.

Minimum deposit required to open the account is $100.

PowerUp Checking
Balance
Interest Rate
APY*
Balances Up to $20,000.00
1.49
1.50
Balances Over $20,000.00
0.15
1.50 - 0.26

*APY is subject to change after account is opened.  APY assumes the following transaction requirements per statement period:  at least 15 debit card purchases and at least one direct deposit or automatic payment from your account, along with enrolling in e-statement.  If these transaction requirements are not met, the APY will be 0.10% on all balances in the account for the statement period.

Minimum deposit required to open account is $100.

Statement Savings
Balance
Interest Rate
APY
$0.01 to $999.99
0.25
0.25
$1,000.00 to $9,999.99
0.25
0.25
$10,000.00 to $24,999.99
0.25
0.25
$25,000.00 to $49,999.99
0.25
0.25
$50,000.00 to $99,999.99
0.25
0.25
$100,000.00 & Over
0.25
0.25

Interest rates subject to change after account is opened.

Fees could reduce earnings.

Minimum deposit required to open the account is $100.

Retail and IRA Money Market
Balance
Interest Rate
APY
$0.01 to $9,999.99
0.25
0.25
$10,000.00 to $24,999.99
0.40
0.40
$25,000.00 to $74,999.99
0.50
0.50
$75,000.00 to $249,999.99
0.60
0.60
$250,000.00 & Over
0.65
0.65

Interest rates subject to change after account is opened.

Fees could reduce earnings.

Minimum deposit required to open the account is $100.

CD's** and IRA's
Term
Interest Rate
APY
7-31 Day CD/IRA
0.15
0.15
3 Month CD/IRA
0.25
0.25
6 Month CD/IRA
0.30
0.30
12 Month CD/IRA      (1)

0.50

0.50
18 Month CD/IRA
0.65
0.65
24 Month CD/IRA
0.80
0.80
30 Month CD/IRA
0.90
0.90
36 Month CD/IRA
1.10
1.10
48 Month CD/IRA
1.29
1.30
60 Month CD/IRA
1.59
1.60

**The minimum balance to open a CD and obtain the APY is $500.

A penalty may be imposed for early withdrawal.

(1) For IRA, may add additional deposits during one-year term.

For additional information on deposit products and rates, contact any of our branches.


Interest Rates on Consumer Loans
As of February 1, 2012

Home Equity Loans
Term
 APR*
  Payment**
36 months
4.75%
$29.86
60 months
4.75%
$18.76
84 months
5.50%
$14.37
120 months
5.50%
$10.85
*Stated APR is for loans secured by a 1st or 2nd lien on the borrower's principal dwelling, the maximum combined loan to value is 80%, and the payment is automatically deducted from a York Traditions Bank deposit account. For loans secured by a 1st lien, the payment amount does not include amounts for taxes and insurance premiums. The actual payment obligation could be greater.
**Payment amount is for $1,000 borrowed.  Minimum Loan amount is $5,000.
Home Equity Line of Credit
Current APR*** is 4.00% and subject to change after the account is opened.
***APR is based on the Wall Street Journal Prime rate plus .25% as published on the last day of each month.  APR may adjust monthly.  Minimum APR is 4.00%; maximum APR is 18.00%. Payment must be automatically deducted from a York Traditions Bank deposit account, assumes a maximum combined loan to value of 80%, and line amount not less than $50,000.
Other rates and terms available.  Rates are subject to change without notice.  For qualified borrowers only.
 

Contact Sue Schroeder (NMLS # 439628)
at 717-747-2608

for additional loan information.

 

 


Main Number: 717-741-1770


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