Earn 1.60% APY*
On 60-Month CD/IRA CD *APY (Annual Percentage Yield) accurate as of February 1, 2012. Minimum balance to open account is $500. A penalty may be imposed for early withdrawal >>
A Special York Traditions Offer!
ATM Rebate Use THEIR ATM and get a very special rebate...Up to $2.00 per transaction!
Get the full info here >>
FDIC INSURANCE
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS -
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Personal Banking
Consumer Loans
Personal Loan Need money? Perhaps you'd
like to take the vacation of a lifetime or pay for your
child's education. Maybe you just want to consolidate
your bills. Whatever your needs, we have a Personal
Loan option that can meet them. York Traditions
Bank offers quick approvals made locally, right here,
along with convenient terms and competitive
rates.
Fixed Term Home Equity Loan* Turn the equity you have in
your home into a ready source of credit for education,
auto purchase, home improvements, or bill consolidation.
With our Fixed Term Home
Equity Loan you'll have a fixed payment
and a fixed interest rate for the term of the loan. When
you have the payment automatically deducted from a York
Traditions Checking account, you'll receive a discount
off the already competitive rate. As with
all Home Equity Loans, the interest you pay may even be
tax deductible - be sure to check with your tax advisor
to see if you qualify.
Home Equity Line of Credit For those of you that want
the convenience of a line of credit, a York Traditions
Bank HomeEquity Line of Credit
is an easy way to use the equity in your home to purchase
those items like a new vehicle or vacation, do home improvements
or pay for educational expenses. You may also choose to
consolidate debt like personal loans and credit cards.
The best part is, once you are approved, you can write
your own loan whenever you need it. As you pay off your
line, the money becomes available for you to use again
and again. As with all Home Equity Loans, the interest
you pay may even be tax deductible - be sure to check
with your tax advisor to see if you qualify. Auto Loan Buying a car is easy
with a York Traditions Bank Auto
Loan. We offer a variety of terms designed to help meet your budget. Have your payment automatically deducted from a York Traditions Bank checking account and save even more!
Swing Loan If you are looking for temporary financing to help you move into your new home while you are waiting for your current home to sell, we have a Swing Loan product that can help. This loan offers competitive rates and flexible terms to fit your situation. It also offers interest-only payments.
*Be sure to ask about our bi-weekly payment option.