Earn 1.60% APY*
On 60-Month CD/IRA CD
*APY (Annual Percentage Yield) accurate as of February 1, 2012. Minimum balance to open account is $500. A penalty may be imposed for early withdrawal >>

ATM Rebate
Use THEIR ATM and get a very special rebate...Up to $2.00 per transaction!
Get the full info here >>

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS -

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Customer Service

Chat with the President

You Asked... Mike Answered!

Here are some of the questions that York Countians have asked Mike Kochenour, President and CEO of York Traditions Bank.

Question: Is the Bank still making loans? – S.W.

Answer: Yes, we have maintained a strong capital position, and we continue to proactively seek and respond to requests for quality business, personal, and residential mortgage loans in York County.  Please feel free to inquire directly to any of our branches should you wish to apply for a loan.  Our team will respond and process your request promptly.

Question: Is my business checking account covered by FDIC insurance? – D. Wilson

Answer: Currently, all funds in a “noninterest-bearing transaction account” are insured in full by the FDIC from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. If your business checking account is a non interest-bearing account, the balance in your account would qualify for this temporary full FDIC coverage.  FDIC insurance coverage for all other interest-bearing deposit accounts are subject to the standard FDIC rules.  Please click here for additional information on FDIC Insurance Information.

Question: As a current Bank customer, how secure is the Bank? – William

Answer: The Bank has strong Core Values and practices strong fundamental business principles. The Bank remains in a well-capitalized position with our Tier 1 capital, and our investment portfolio is of high quality.

Question: Are my deposits safe? – Allen

Answer: The Bank is a member of the FDIC which provides insurance protection for all of its customers. Since the start of the FDIC in 1933, no depositor has ever lost a penny of insured deposits.  You can also get additional information at www.myFDICinsurance.gov

Question: Will this affect my retirement savings and plans? – J.B.

Answer: We are not investment advisors. The affect on your retirement savings and plans depends upon the diversification and level of risk you have chosen to take within your individual plan. Bank Certificates of Deposit help preserve principal while investments in stocks can be more volatile. Please contact your investment advisor for additional information.

Question: Is York Traditions Bank engaged in some of the same practices as other banks in the news? – T.P.

Answer: York Traditions Bank predominantly gathers deposits and makes personal and business loans within York County. The Bank has had no involvement in subprime lending, and it maintains a strong investment portfolio.

Do you want to ask Mike a question of your own about the economy, market conditions or the banking industry? Click here to submit your question.